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What is a Medicare Advantage plan?


Many Seniors Unknowingly Find Reduced Access to Healthcare Because they Enrolled in a Medicare Advantage Plan.

A Medicare Advantage Plan is a private insurance plan that takes the place of Medicare based on an insurance company's contract with Medicare. There are two types of Medicare Advantage Plans: Managed Care Plans such as an HMO (Health Maintenance Organization) or PPO (Preferred Provider Organization) and Private Fee for Service Plans. To enroll in a plan you must voluntarily drop out of Medicare and sign up with the Insurance Company offering the plan. What's more, each plan can choose not to renew their contract with Medicare each year in any service area they please and, if they do so, you will be dropped from the plan. Medicare Supplement insurance, on the other hand, is Guaranteed Renewable for life. You cannot lose your coverage for any reason as long as you pay your premiums.

We do not offer Medicare Advantage Plans, as we don't think they as good of a product as a Medicare Supplement Plan. See the videos below:

Medicare Advantage
plan denies coverage

Medicare Advantage
from doctor’s perspective

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